Foreign Mortgages
Yes, Americans can obtain property financing in many countries!
Though the process of property financing for a US Citizen buying real estate abroad slightly differs country to country, as well as from the United States mortgage market, in many cases it is much easier and much more affordable than most buyers believe.
With the right local professional to explain and guide you through the process, the ability to get a mortgage makes the investment in residential real estate a reality for many people.
Use the drop-down menu to find Step-by-Step Guides from local mortgage consultants all over the world to familiarize yourself with the options.
How to obtain a mortgage in Portugal as an American investor
On average, 10 days after sending the application to the bank, we receive a response from the decision-making department.
It’s important to differentiate simulations and approvals. Banks can play on the confusion of rules, especially with foreign investors.
Obtaining mortgage in Cyprus as an American investor
With an abundance of apartments and properties for sale, Cyprus emerges as an ideal destination to establish either full-time or part-time residency.
Known for its laid-back and relaxed lifestyle, the island offers an unclouded escape from fast paced urban living, attracting individuals seeking tranquillity.
Spanish mortgages for US Citizens IMS guide
It is possible to apply for a loan and get this financially underwritten before a property is found. Indeed, it is recommended.
This way the buyer’s terms and conditions and budget is ascertained, and they have safety and security when making an offer.
Mortgages in Spain – SimonConn guide
Before diving into the property market, it is crucial for buyers to assess their eligibility for a mortgage.
This involves a preliminary check of financial health, including income levels, existing debt, and credit history.
Mortgage in Italy for American investors
Most banks require that you meet with them, in person, to sign the official mortgage application.
If this is necessary, we will arrange for an initial approval based on emailed documents, before you need to travel to Italy.
Mortgage in Italy – guide by Top Italian Mortgage
Clients who earn income in currencies other than the euro are limited in their options for banking with the Italian system, which operates with selected currencies, including the US dollar.
We offer both euro and US dollar mortgages for our US clients.
How Much Can You Borrow in France?
The threshold for non-resident buyers is typically up to 80% of the property’s value which is subject to the borrowers’ borrowing capacity based on their income and expenditure.
